MERGE REPORT


Personal Information Since 06/25/79 FAD 07/15/10



Reported

Bur

Name
SSN
Inquiry SSN
DOB
Address
Address
Address
Phone
Phone

RIVERA, CINDERELLA
850-88-9943
850-88-9943
07/16/51
900 CANALS AV, WILDERSVILLE, TN 38388
66 ARUNDEL PL, CLAYTON, MO 63105
525 PEPPER AVE, HILLSBOROUGH, CA 94010
999-9900
999-9900

 
 
 
 
05/10
05/10
05/10
 
 

EFX,TU,XPN
TU
EFX
 
EFX,TU
EFX,XPN
EFX
TU,XPN
TU



Equifax OFAC Alert

Member

0000000000000000

  

Match Codes

 

  

Name

 

  

CDC Date

07/15/10 11:50:21

  

Prob Code

 

  

Address

 

  

Trans Type

O

  

Prob Date

 

  

Country

 

  

Resp Code

N

  

Issue Source

 

  

Issue ID

 

  

Comments

 

Legal Verbiage

NO MATCH FOUND IN CDC'S OFAC DATABASE.

Alert Messages

(EFX) SAFESCAN Warning: Social Security number has never been issued by the Social Security Administration.


Employment

Subject Name
Employer
Occupation

City,State
Income

Hired
Separated

Reported/Verified
Last Updated

Bur

Rivera, Cinderella
ABC
05


 


07/10

TU,XPN

Rivera, Cinderella
HM
05


 


07/10

TU

Rivera, Cinderella
NORTHWEST CONTRACTING


 



TU

Rivera, Cinderella
HOMEMAKER
HOMEMAKER


 



EFX

Trans Union Geo Code Report

Type
Status

Future
No Future Address Entered


Trans Union Add-On Products Summary

Product: Phone Append
Status: Requested product delivered
Search: Area code and phone number not found on new source or on CRONUS database. No phone number is returned.

Product: HAWK
Status: Requested product delivered

Product: Score Model - FICO CLASSIC 98
Status: Requested product delivered

Product: Geo Code
Status: Requested product delivered
Search: No Future Address Entered

Product: Inquiry Analysis
Status: Requested product delivered

Product: 07013
Status: Default product delivered


Trans Union Hawk Messages

Messages
Input Ssn Is Not Issued By Social Security Administration


Scoring

TU Model: FICO CLASSIC 98  +692 I
Subj Name: Rivera, Cinderella
Reason: PROPORTION OF BALANCES TO CREDIT LIMITS IS TOO HIGH ON BANK REVOLVING OR OTHER REVOLVING ACCOUNTS
Reason: TOO MANY ACCOUNTS WITH BALANCES
Reason: NUMBER OF ESTABLISHED ACCOUNTS
Reason: AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
Reason: INQUIRIES IMPACTED THE CREDIT SCORE

+692

EFX Model: BEACON 5.0  662
Subj Name: Rivera, Cinderella
Reason: Amount owed on revolving accounts is too high
Reason: Proportion of balances to credit limits is too high on bank revolving or other revolving accounts
Reason: Level of delinquency on accounts
Reason: Time since most recent account opening is too short

662

XPN Model: FICO V2  +700
Subj Name: Rivera, Cinderella
Reason: Too many accounts with a balance
Reason: Proportion of balances to credit limits is too high on bank revolving or other revolving accounts
Reason: Amount owed on delinquent accounts
Reason: Time since delinquency is too recent or unknown

+700


Credit Summary

Trades

13

 

Curr Accts

13

 

Revolving

8

 

30

0

 

Hist 30

1

  

Public Recs

0

 

Derogs

0

 

Installments

2

 

60

0

 

Hist 60

0

  

Collections

0

 

Open Trades

8

 

Mortgages

1

 

90

0

 

Hist 90

0

  

Inquiries

1

 

CLSD Trades

5

 

Other

0

 

120

0

  

Type

High

Limit

Balance

Past Due

Payment

%Avail

Revolving

$20,448

$58,464

$17,798

$0

$84

0%

Installment

$0

$0

$0

$0

$0

-

Mortgage

$163,000

$0

$0

$0

$1138

-

Other

$0

$0

$0

$0

$0

-

Totals

$183,448

$58,464

$17,798

$0

$1222

-

Revolving Accounts

 

Current Status

Hist Status

  

Acc Name/Address

RPTD
DLA
LSTPD

OPND
CLSD/PD
ECOA

High
Limit

Pmt
Term

Bal
Date

PastDue

  Mths    30    60    90

Rating

AMEX
Acct: 987654321
Subcode: 40D009334
Subcode: 4058FF344
Bur: XPN,TU
Subj: Rivera, Cinderella
Loan: 07 Revolving Charge Account
Cond: PAID
Stat: CURR ACCT 03/10
Remarks: 19 Credit line closed - consumer request - reported by subscriber
Credit line closed - consumer request - reported by subscriber

06/10
07/02
07/02

02/00
 C
Individual

$1,664
$1,664


REV

$0
03/10

$0

 99   00  00  00
000000000000
0000000000000

R0

AMEX
Acct: 123456789
Subcode: vn7754120
Subcode: D 12345
Bur: XPN,TU
Subj: Rivera, Cinderella
Loan: 18 Credit Card, Terms REV
Cond: PAID
Stat: CURR ACCT 07/06
Remarks: 19 Credit line closed - consumer request - reported by subscriber
Credit line closed - consumer request - reported by subscriber

07/06
 

06/00
 C
Individual


$300


REV

$0
07/06

$0

 72   00  00  00
000000000000
0100000000000

R0

CITI
Acct: 55555555555
Subcode: RT22221111
Subcode: B 0255DE01
Bur: XPN,EFX
Subj: Rivera, Cinderella
Loan: 18 Credit Card, Terms REV
Cond: PAID
Stat: CURR ACCT 07/06
Remarks: 19 Credit line closed - consumer request - reported by subscriber
Credit line closed - consumer request - reported by subscriber

07/06
 

06/00
 C
Individual


$300


REV

$0
07/06

$0

 72   00  00  00
000000000000
0100000000000

R0

CAP ONE
Acct: 4444442222222
Subcode: V 02225DT01
Subcode: BQQ440346
Bur: TU,XPN
Subj: Rivera, Cinderella
Loan: CC Credit Card
Remarks: CBC Account closed by consumer

12/00
09/00

07/00
12/00C
Individual

$196


REV

$0

$0

 07   00  00  00
1111111

R1

NORDSTROMFSB
Acct: 31
Subcode: D 0370T003
Bur: TU
Subj: Rivera, Cinderella
Loan: CH Charge Account

07/10
10/06

09/91
02/09C
Joint

$2,108
$3,700

 

$0

$0

 48   00  00  00
111111111111
1000000000000

R1

BK OF AMER

Subcode: 180BB19097
Bur: EFX
Subj: Rivera, Cinderella
Credit Card
Amount in H/C Column is credit limit

05/10
05/10

05/92
 
Joint


$15,000

$19

$881

 

 51          

R1

BK OF AMER
Acct: 10
Subcode: B 0363Q0EQ
Bur: TU
Subj: Rivera, Cinderella
Loan: CC Credit Card

06/10
06/10

06/92
 
Joint

$16,480
$15,000

$19
MIN

$881

$0

 48   00  00  00
111111111111
1111111111111

R1

BK OF AMER

Subcode: 801ON00119
Bur: EFX
Subj: Rivera, Cinderella
Credit Card
Amount in H/C Column is credit limit

05/10
05/10

11/07
 
Auth User


$22,500

$65

$16,036

 

 30          

R1

      Revolving Totals

      

$84

$17,798

$0

    

Installment Accounts

 

Current Status

Hist Status

  

Acc Name/Address

RPTD
DLA
LSTPD

OPND
CLSD/PD
ECOA

Orig

Pmt
Term

Bal
Date

PastDue

  Mths    30    60    90

Rating

MECHANICBK

Subcode: 161BB02527
Bur: EFX
Subj: Rivera, Cinderella
Closed or Paid account / Zero balance

09/06
05/05

05/03
 C
Joint

$39,369


61M

$0

 

 39          

I1

MECHANICS BK
Acct: 55500343401
Subcode: B 03010001
Bur: TU
Subj: Rivera, Cinderella
Loan: UK Unknown
Remarks: CLO Closed

10/06
06/05

06/03
06/05C
Joint

$39,369

$837
61M

$0

$0

 21   00  00  00
111111111111
1110111111111

I1

      Installment Totals

      

$0

$0

$0

    


Mortgage Accounts

 

Current Status

Hist Status

  

Acc Name/Address

RPTD
DLA
LSTPD

OPND
CLSD/PD
ECOA

Orig

Pmt
Term

Bal
Date

PastDue

  Mths    30    60    90

Rating

AMERICAN BANK
Acct: 555555555
Subcode: HG8255200
Subcode: M 225TT00
Bur: EFX,TU
Subj: Rivera, Cinderella
Loan: 26 Conv. RE Loan, Incl. Purchase Money First
Cond: PAID
Stat: CURR ACCT 03/07

03/07
03/07
03/07

02/07
 C
INDIVIDUAL

$163,000

$1,138
360M

$0
03/07

$0

 02   00  00  00
01

M0

      Mortgage Totals

      

$1138

$0

$0

    

Inquiries

Date

Name
Acct#

Subscriber

Inq/Loan

Bureau

07/15/10

HART SFTWRE

ZTR00001010(CHI)

Inq: Individual

TU - Rivera, Cinderella

Trans Union Inquiry Analysis

Date

Name/Address

Analysis

Code

MKT

05/04/10

Hartsoftware

 

000333RRR

EAS

Trans Union Referral:
TRANSUNION
2 BALDWIN PLACE, P.O. BOX 1000
CHESTER, PA 19022
(800) 888-4213

Equifax Referral:
EQUIFAX INFORMATION SERVICES LLC
P O BOX 740241
ATLANTA /GA 303740241
(800) 685-1111

Experian Referral:
EXPERIAN
701 EXPERIAN PARKWAY
PO BOX 2002
ALLEN, TX 75013
(888) 397-3742

END OF REPORT

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